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ESTIMATED INSURED LOSSES FOR THE TOP TEN HISTORICAL EARTHQUAKES BASED ON CURRENT EXPOSURES

($ billions)
RankDateLocationMagnitudeInsured loss
(current exposures)
1Feb. 7, 1812New Madrid, MO7.7$112
2Apr. 18, 1906San Francisco, CA7.893
3Aug. 31, 1886Charleston, SC7.344
4Jun.  1, 1838San Francisco, CA7.430
5Jan. 17, 1994Northridge, CA6.723
6Oct. 21, 1868Hayward, CA7.023
7Jan. 9, 1857Fort Tejon, CA7.98
8Oct. 17, 1989Loma Prieta, CA6.37
9Mar. 10, 1933Long Beach, CA6.45
10Jul. 1, 1911Calaveras, CA6.44
(1) Modeled loss to property, contents, business interruption and additional living expenses for residential, mobile home, commercial and auto exposures as of December 31, 2011. Losses include demand surge and fire following earthquake. Policy conditions and earthquake insurance take-up rates are based on estimates by state insurance departments and client claims data.
Source: AIR Worldwide Corporation.

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